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first american home warranty class action lawsuit

6. Maintain an emergency fund of, say, $10,000 and you will be able to deal with almost all repairs when necessary. The cost of warranties over many years can be about the same as simply fixing or replacing the items when these break. As an A/C contractor which has done work for home warranty companies, This is a complete waste of money for any homeowner. Denials for repairs are numerous and this is the first thing the technician is looking for when he walks into any house. Improper installation, code violations, lack of maintenance are the key top three. Guaranteed, hardly any installer or previous service guy will cover the little details that will get a denial in the future. That's what we're trained to spot. Then, if we do have a descent job, we're going to hit you for up charges. By the time we're done, we have close to 75% of a regular full paying job. Plus what little the warranty company kicks in.

Posted by Anonymous at 3:19PM | (3 comments)

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5. Choice Home Warranty’s local technicians are experts at diagnosing problems with systems and appliances. If they determine your equipment requires replacement, your new appliance or system will be covered for the same low service call fee as you would with a repair service. If a replacement unit is not available, Choice Home Warranty customers are still covered. You’ll be offered a cash payment for the amount of Choice Home Warranty’s replacement cost, which will allow you to simply purchase your own new system or appliance. Choice Home Warranty’s Technician network is dispatched instantly to customer claims, ensuring that you’ll receive prompt service from the leading home repair experts in your area. Each technician is based in your local area, licensed, insured, and most importantly, trusted by Choice Home Warranty to deliver excellent service. With a Choice Home Warranty service contract, you’ll simply get fast, helpful service for your home without having to shop around for a repair professional. We’ve done the work of screening technicians for you, so all you have to do is submit your claim and enjoy having your covered system or appliance repaired quickly and without hassle ­­ or a high cost. You are going to subject your home to a series of inspections and tests, so it is best to be upfront with your home warranty brokers about problems you foresee. It will equip them with knowledge that can help to lead you towards a plan or contract that is best suited for your needs.

Posted by Anonymous at 3:19PM | (7 comments)

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I even upgraded to a premium plan. My furnace is over 20 years old, has been involved in a major lawsuit for leaking CO, and my warranty company refuses to replace it. When I asked them how much it would be to pay out if I just want to buy a new furnace myself, because hey, don't want the family and I to die from Carbon Monoxide poisoning in the middle of the night, they tell me the payout is $60. This for a part that I can't find for less than $250. We have small children, it is mid winter and currently we have been without a furnace now for a week and counting, while the warranty company continues to order parts and repair when we have had 3 separate HVAC pros recommend replacement, not to mention one of their own techs refused to work on this unit. Home warranties are a complete waste of money, unless you don't mind being nickeled and dimed to death and living with appliances that are continually dying, and lets not forget dangerous!I have documented all of this and if my family and I dies from CO poisoning, I have made sure my surviving family will sue my home warranty company. We will not renew our warranty when it comes up, but will instead save the money toward a new furnace. The only time I would recommend a home warranty is when you buy a home and the seller pays for it, maybe you can have one expensive repair taken care of in that first year, but don't expect them to replace anything or be timely about it. And expect to be on hold for 20 to 60 minutes on the phone every time you talk to them. As a Realtor I have been in the habit of buying these policies for my buyer clients. I have mixed feelings about these.

Posted by Anonymous at 3:19PM | (2 comments)